Buying Structure Advice
Own name, trust, company or SMSF: each one changes the tax outcome for decades. We model every option against your position so the structure is decided before the contract is signed.
Property Investors.
SMSF & Trust.
Business.
Tax planning & advisory that goes further than an annual return.
5 star rating. 100+ reviews on GoogleIntegrated with:
Who We Help
Property Investors
Tax planning and structuring for investors building wealth through real estate, from the first property to a full portfolio.
Learn moreSMSF
Setup, compliance and ongoing administration from one of Australia’s accredited SMSF specialist firms.
Learn moreTrust
Trust setup, establishment and tax planning tailored to your assets and family, from asset protection to succession.
Learn moreBusiness
Accounting, tax planning and CFO support for business owners who’ve outgrown their current adviser.
Learn moreWho we are,
and who we’re for.
We built this firm for a specific kind of client: property investors, SMSF trustees, family trusts and business owners whose structures are worth getting right.
Chartered Accountants ANZ. TPB-registered. SMSF Association members. 15+ years advising from Bella Vista and Sydney CBD.
Anyone can lodge a return. We’re here for what comes before it: the structure, the timing, the strategy that sets you up properly from day one.
Book a consultation and see where we’d add value first.
15+
Years of experience
15 years advising property investors, business owners and SMSF trustees across Australia.
1,500+
Active clients
Property investors, trustees and business owners who stay year after year.
100+
5-star Google reviews
Independently verified by Google, not handpicked testimonials on our own site.
100%
Australian-based
Your data stays in Australia. Your adviser knows Australian tax law. No offshoring, no exceptions.
Our Industry Partners
Our services
Services to help you breakdown what the numbers mean.
Property Tax Reporting
Rental income, capital gains and depreciation schedules across your entire portfolio, complete, consistent, and done by people who own property themselves.
SMSF Property
Buying property inside your fund is one of the most powerful moves in super, and one of the most technical. We structure and administer the whole arrangement end to end, borrowing included.
Portfolio Tax Planning
Negative gearing, capital gains timing and depreciation, managed across your whole portfolio, not one property at a time. Every acquisition and sale considered as part of the bigger picture.
Our consultation process
First we work out if we're right for each other.
Then we get to work.
STEP 01
STEP 02
What our clients say
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Let’s find out if we’re right for each other.
Book a consultation 01 What are the tax implications of owning and managing a real estate portfolio?
Managing a real estate portfolio comes with various tax considerations, including income tax on rental earnings, capital gains tax on property sales, and stamp duty on purchases. We recommend tax planning before & after property acquisitions has helped our clients save thousands ($). We provide expert guidance to help you navigate and optimise these tax obligations effectively.
02 What tax benefits are available for property investors?
Property investors in Australia can access a variety of tax benefits, including deductions for interest payments, property management fees, repairs, maintenance, and depreciation. These deductions effectively lower your taxable income, helping to minimise your overall tax liability.
03 What is negative gearing?
Negative gearing is when the costs of holding an investment property, including loan interest, exceed the rental income it earns, and the shortfall is deducted against your other taxable income. It’s a common strategy for property investors, but whether it suits you depends on your overall financial position, which is why we model it as part of your broader tax plan rather than in isolation.
More on negative gearing 04 Should I buy an investment property in my own name, a trust, or my SMSF?
Each option changes your tax outcome, asset protection and borrowing capacity differently, and there’s no single right answer: it depends on your income, your existing portfolio and your long-term goals. We model the outcome of each structure before you sign a contract, not after.
01 Do you provide financial advice?
Please note that our practice is not a financial advisory firm. Whilst we provide specialised tax and planning services for investors & businesses, we do not provide financial or investment advice.
02 What financial strategies can I use to accelerate my wealth as a trustee?
As a trustee, there are powerful long term tax strategies to accelerate your wealth, such as leveraging equity, optimising tax benefits, asset structuring and crafting a long-term investment plan. Our services are designed to help you understand these opportunities and maximise your returns.
03 Can my SMSF borrow money to buy property?
Yes, through a Limited Recourse Borrowing Arrangement (LRBA), your SMSF can borrow to acquire an eligible asset such as property, provided strict superannuation law conditions are met. We structure and administer LRBAs so your fund stays compliant while you build retirement savings through property.
More on SMSF property 04 How many members can an SMSF have?
An SMSF can have up to six members under current superannuation law, giving families and business partners more flexibility than most retail or industry super funds to combine resources and invest together.
05 What are the ongoing compliance obligations for an SMSF?
Every SMSF must have its financial statements prepared, be independently audited, and lodge an annual return each year, on top of meeting the sole purpose test and investment strategy requirements. We manage this compliance cycle for trustees end to end.
01 Why would I set up a trust?
Trusts are commonly used for asset protection, income splitting within a family group, and passing wealth to the next generation without the delay of probate. Whether a trust suits your circumstances depends on your assets, your family situation and your goals, which is why we assess it case by case rather than recommend it universally.
More on setting up a trust 02 What’s the difference between a family trust and a unit trust?
A family (discretionary) trust lets the trustee decide how income and capital are distributed among beneficiaries each year, which suits asset protection and tax planning within a family group. A unit trust instead divides ownership into fixed units, similar to shares, which suits arrangements between unrelated parties or business partners who want a fixed entitlement. We help you choose and set up the structure that fits your situation.
03 Do trusts pay tax?
A trust itself doesn’t generally pay tax if all of its income is distributed to beneficiaries each financial year: instead, each beneficiary pays tax on their share at their own rate. Income that isn’t distributed is taxed at the top marginal rate, which is why the annual distribution decision matters. We prepare these resolutions and the trust’s tax return together each year.
04 Can a trust help protect my assets?
A properly structured trust can help separate assets from personal risk, such as claims arising from a business or profession, because the trustee, not you personally, holds the assets for the benefit of others. Asset protection is a common reason to set up a trust, but it works best when the structure is in place well before any risk arises.
01 I maintain all my business record keeping using paper invoices and paper receipts, are you able to help me?
We leverage cloud-based systems to provide efficient support to our clients and no longer accommodate paper receipts or invoices. If you’re ready to transition to a cloud-based solution, we’d be happy to assist, reach out to us today.
02 Do you offer cloud integration services?
Yes, we can assist you with integrating or transitioning to a cloud-based accounting system. While the initial setup can be complex, these systems significantly reduce administrative workload, saving you valuable time in the long run.
03 How can you help me optimise my business?
We specialise in optimising businesses through services such as financial analysis, cash flow management, tax planning, business structuring, and expert advisory. By understanding your operations and financial goals, we deliver tailored solutions to boost profitability, cut costs, and elevate overall performance.
04 Can you help me set up a company?
Yes, we can assist with setting up a company. However, before proceeding, we’ll guide you through the pros and cons of a company structure compared to other legal structures to ensure the best fit for your needs.